Employee Benefits (General Overview)

About

Grant Wood AEA - Employee Benefits

Health Insurance

Grant Wood Area Education Agency employees are offered Wellmark health insurance products. The website www.wellmark.com has many self-service tools for members. Employees can view benefits and personal claims status/history, search to find providers and medication information, and order ID cards from the website.

For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Machine Readable Files

Under the Transparency in Coverage Rule (TCR), health plan insurers are required to post Machine Readable Files. Please note, machine readable files are not readily interpretable by consumers. Health plan members are encouraged to use the more member friendly Find Costs tool available through myWellmark.com. The tool can help you find providers and determine how much a visit will cost you before you receive services. The machine readable files do not provide information on a member's out-of-pocket charges.

Dental Insurance

Grant Wood Area Education Agency employees are offered Delta Dental insurance. The website www.deltadentalia.com provides many services. Employees can view benefits information and claims history, search for providers, order ID cards and download claim forms from the website.

For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Vision Insurance

Grant Wood Area Education Agency employees are offered vision insurance that includes routine eye exams and eyewear benefits.

EyeMed Vision Care
For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Life Insurance

Eligible Grant Wood Area Education Agency employees are provided group-term life insurance coverage. Employees may also apply for supplemental life and dependent life coverage at their own expense.

New York Life Insurance Company, Inc.
For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Long Term Disability

Eligible Grant Wood Area Education Agency employees are provided long-term disability coverage.

For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Accident & Health

Chubb Accident & Health
For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Pre-Tax Flexible Spending Accounts

Grant Wood Area Education Agency employees are able to tax-defer a portion of wages and set up a medical account for out-of-pocket health care expenses not paid by insurance and/or a dependent care assistance account.

IRS - Section 125 - Pre-Tax Flexible Spending Accounts — ASI Flex, Inc.
For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Iowa Public Employees' Retirement System (IPERS)

Grant Wood Area Education Agency employees have contribution rates of 6.29% employee share and 9.44% employer share. The website www.ipers.org has the most current IPERS publications and forms for employees to access. (Member handbook, retirement planning session schedules, beneficiary designation forms, change of address forms, etc.)

Iowa Public Employees' Retirement System (IPERS)
For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.

Retirement Investors Club (RIC)

Grant Wood Area Education Agency employees are able to participate in a voluntary retirement savings program administered by the RIC.

Retirement Investors Club (RIC) - 403b Program
For more extensive and up to date information on employee's benefits, staff should view the staff Intranet.